Thursday, August 7, 2008

申请贷款所需提供的文件

RBC ROYAL BANK MORTGAGE 申请贷款 (買房)所需提供的文件:
buying a home (from jason.wang@rbc.com)
==============================================

1. PERSONAL INFORMATION: 个人资料:
RBC CLIENT CARD # IF YOU HAVE IT: # 皇家银行客户卡号码:
(如果您是皇家银行的客户:普通账户或VISA账户)
FULL / LEGAL NAME: 全名(和ID 上的相符)
SIN#: 工卡号:
BIRTHDAY: 生日:
SPOUSE > FULL / LEGAL NAME:SIN#: BIRTHDAY:
副申请人的全名(和ID 上的相符)工卡号:生日:
ADDRESS W/ POSTAL CODE, 地址:
EMAIL1, EMAIL 2,
TEL, 电话 HOME (家里), WORK(公司) ,
CELL1: (手机1)CELL 2: (手机2)
COPIES OF TWO ID: IE, PASSPORT, SIN# CARD, DRIVER LICENSE,
两份ID的COPY, 例如,护照,工卡,驾照,

2. INCOME: 收入
EMPLOYMENT LETTER, PAY STATEMENT, 工资收入:提供工作信,工资单,
FOR SELF EMPLOYED INDIVIDUALS PLEASE PROVIDE T4/T4A/NOA/T1 GENERAL. 自雇人士:过去2年的T4A, NOA, T1(个人报税), T2 (公司报税)
(如果您有会计师为您报税,您可以让会计师EMAIL 一份 T1 、T2 的PDF COPY 给我:JASON.WANG@RBC.COM )
2 YR EMP HISTORY INCLUDING CURR EMPLOYER:
EMP NAME, ADDRESS, TEL, PAYROLL DEP TEL #, WEBSITE, EMAIL, YOUR POSITOIN AND PAY
过去2年的工作经历:公司,地址,网页,收入,职位,电话,

3. DOWNPAYMENT AND OTHER ASSETS 首付以及其他资产
: BANK STATEMENT WITH 90 DAY HISTORY – PLEASE DO NOT JUST PRINT OUT A BALANCE. NEEDS YOUR NAME + BANK’S NAME ON THE STATEMENT PLEASE. WEB, ONLINE BANKING PRINT OUT IS OK. 银行月结单,过去90天的交易记录,请不要仅仅提供余额,您的名字,银行的名字,地址,网络打印出来的也可以。
IF THE FUNDS ARE GIFTED, PLEAES SIGN THE GIFT LETTER.
如果您的首期是赠与的,请让赠与人签赠与信

[其他资产] > 包括,定存,股票,基金户头, 请提供月结对帐单,
尤其是liquide assets, 现金类, 对您的贷款有很大的帮助。
房产证,(政府估价),车子,等。。。

4. OFFER: 买卖合约:
ALL PAGES. IF IT IS TOO DARK PLEASE ASKS YOUR REALTOR TO WRITE A CLEAR COPY FOR YOU (CLEAR COPY DOES NOT NEED ANY SIGNATURES)
请提供完整的买卖合约,买卖合约必须清晰可读,如果更改多次,请地产经纪提供清晰,打印的一份

mls# from (www.mls.ca)

PLEASE FAX OR SCAN/EMAIL THE ABOVE INFORMATION TO ME AT JASON.WANG@RBC.COM IF YOU ARE SCANNING THESE DOCUMENTS, PLEASE SCAN IT AS A PDF FILE. PLEASE DO NOT USES COLOR MODE. 10 PAGES OF DOCUMENT SHOULDN’T BE >1MB IN A PDF FILE. PLEAES CHECK FILE SIZE BEFORE YOU ATTACHES IT. THANK YOU!

请将整理好的文件扫描,EMAIL 给我。我的EMAIL 是:JASON.WANG@RBC.COM 请将多页文件扫描到一个PDF 文件,大多数的情况下这份文件不会超过1MB.

==============================
皇家银行贷款简介(中文)
http://jason.westca.org/chinese.mtg.basic.info.pdf
==============================

RBC MTG PYMT CALCULATOR,

https://www.rbcroyalbank.com/cgi-bin/mortgage/mpc/start.cgi

*** PLEASE NOTE THIS IS PROBABLY THE ONLY ONLINE MORTGAGE CALCULATOR WHICH ALLOWS YOU TO CHOOSE VARIABLE OR FIX RATE MORTGAGES.