Rate changes

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On Friday, December 14, 2018, 1:27 AM, Wang, Jason (Burnaby) <jason.wang@rbc.com> wrote:

"Let's face it. Nobody has a clue what's happening. 2 months ago the Bank of

Canada was..talking about raising rates all the way to its neutral territory of

around 3%. Earlier this week the Bank was..suggesting that that illusive neutral

rate might be only 2%"—@cibc econ, Ben Tal

$ent $ecurely with Maa$360 from my iPhoneX

Jason Wang | Residential Mortgage Advisor | RBC Royal Bank | Voice/Text/WeChat/WhatsApp/LINE 604-809-9264 • Email jason.wang@rbc.com • Web https://mortgage.rbc.com/jason.wang 

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Fw: “FREE” SHIPPING is for Suckers! The inconvenient truth … Actually, there is NO “Free” shipping!

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On Saturday, December 8, 2018, 1:47 PM, TAIGA WORKS <madeincanada@taigaworks.ca> wrote:

Since the post office does not deliver anything for free (except government mail), the retailer has to foot the bill. 

Issue 16, 2018 Actually, there is NO "Free" Shipping! Since the post office does not deliver anything for free (except government mail), the retailer has to foot the bill. But a retail business is no charity. It has huge overhead expenses & payroll obligations, and needs to make a profit on top of that. So WHO pays for the cost of "Free" Shipping? YOU do! The retailer simply includes the shipping cost in the retail price.  So you end up paying for your own "Free" Shipping. And what's worse, the poor sods who buy stuff in the actual brick & mortar store, pay the SAME high price – even though they require NO shipping. At Taiga Works®, well-known for Canadian-made products of the highest quality, we set a low manufacturer-direct price and charge shipping costs separately.  It's a much fairer and more transparent way. One more thing… When ordering multiple items elsewhere with "Free" Shipping, you pay the same inflated price for EVERY single item, which can really add up.  But when shipping is billed separately, as Taiga® does, an order with multiple items will likely have only ONE, low shipping charge. Following are a few price comparisons with MEC® (a Canadian outdoor-retail behemoth), which advertises a 'Free Shipping' policy.  You will see that the price/cost differences can be quite dramatic.   (All shipping charges listed are based on Canada Post rates.) Merino Wear A Toronto customer ordering two Taiga® 260-weight Merino Crewnecks (made in Canada), pays a total of $152.91 ($59.95 + $59.95 + $15.42 shipping + tax). Ordering two MEC® 240-weight Merino crewnecks (made in El Salvador), this customer would have to pay a total of $223.74 ($99 + $99, shipping included, + tax)… That's a difference of $70.83, or $35.42 more per garment more than the Taiga® order! See the advantages of MAPP® Merino wool here.  See all Taiga® Merino garments here. Shell Jackets A Calgary customer ordering a Canadian-made Taiga® 3-layer 'Torrent Sport' jacket (waterproof/breathable, with 4 pockets & underarm zips), pays a total of $258.05 ($229.50 + $16.26 shipping + tax). Ordering the nearest MEC® equivalent, a Chinese-made 3-layer 'Alpine Ally' jacket (with 3 pockets and underarm zips), this customer would have to pay a total of $299.25 ($285, shipping included, + tax)…  That's $41.20 more than the Taiga® order! See all Taiga® Shell Jackets here. Down Sleeping Bags A Victoria customer ordering a Canadian-made Taiga® 'Morning Star' M20-L sleeping bag (water-proof/breathable outer fabric, 620g of 850+ down), pays a total of $409.57 ($349.50 + $17.27 shipping + tax). Ordering a near-equivalent bag from MEC®, the U.S.-made 'Apache GWS' (535g of 850+ down), this customer would need to shell out a total of $929.60 ($830, shipping included, + tax)… That's an incredible $520.03 more than the Taiga® order! Even the most expensive Taiga® bag, the 'Wildcat' A50-L, a -35ºC marvel (1170g of 850+ down), only costs $679… That's $631 less than a near-equivalent bag, the $1310 'Puma GWS' at MEC®. With price differences like this, shipping charges are practically irrelevant! See all Taiga® Sleeping Bags here. So don't be fooled by the lure of "Free" Shipping. When comparing near-equivalent items, do your math and check the bottom line. But what to do if you are in doubt? NO problem.  Simply choose TAIGA®, and you KNOW you are in good hands!   EXCELLENCE IN OUTDOOR GEAR Manufacturer-Direct --- WE SHIP WORLDWIDE --- For General Product Info or advice on Fitting and Colours, call SALES… Canada & USA (toll-free): 1-866-777-8111. Local:  604-875-6644, or 604-875-6647. International:  +1-604-875-6644,  or  +1-604-875-6647.                   To submit comments or technical questions about TAIGA® products, contact:  TechAdmin@TaigaWorks.ca  unsubscribe from this list    update subscription preferences  You are receiving our newsletter since you previously expressed interest in Taiga products.