Thursday, July 3, 2025

WB stock picking style,

Value + Growth,

Saturday, June 21, 2025

🛠️投資工具🛠️

看圖 : Trading View, Finchat
財報: Quartr , Earnings Hub
篩選股票: Finviz , Tikr
查詢資料: Koyfin, Finchat, Seeking Alpha
13-F 報告: WhaleWisdom, Hedgemind

Sunday, May 25, 2025

This+Dividend+Superstar+Paying+12%+Monthly+Is+Too+Cheap+to+Ignore

This+yield-focused+ETF+provides+exposure+to+U.S.+healthcare+giants+and+pays+high+monthly+income.

https://www.fool.ca/2025/05/23/this-dividend-superstar-paying-12-monthly-is-too-cheap-to-ignore/

Normally, if I see a stock yielding over 8%, I walk away. Unless it's a U.S. business development company (BDC), yields that high usually signal something's wrong, such as an unsustainable payout, poor business model, or both.

But with exchange-traded funds (ETFs), that rule doesn't always apply. Some, like covered call ETFs, are specifically designed to deliver high income by trading away some upside for options premiums.

One example that's hard to ignore right now is the Hamilton ETFs Healthcare YIELD MAXIMIZER™ ETF (TSX:LMAX), currently yielding a juicy 12.89% with monthly distributions.

U.S. healthcare stocks have been beaten up this year, partly due to earnings shortfalls from major insurers and political noise around drug pricing, especially with Donald Trump and RFK Jr. making headlines.

But structurally, the sector remains solid. Aging demographics, rising global healthcare demand, and ongoing innovation in biotech and pharma are powerful long-term tailwinds. LMAX gives you a way to tap into that potential while collecting sizable monthly income.

https://lnkd.in/gdrcHAg5

Tuesday, April 29, 2025

DCA OR LUMP SUM ALL IN,

Sunday, April 27, 2025

不怕困難

楊絳女士說:「你呀,不要碰到一點壓力,就把自己變成不堪重負的樣子,不要碰到一點不確定性,就覺得自己前途黯淡無光,不要碰到一點挫折,這就搞得自己一蹶不振。人這一輩子啊,你該走的彎路,該吃的苦,該撞的南墻,該掉的陷阱,一個都少不了,堅強挺住,熬過去,跨過去,好運自然來。

所以,不要慌,不要慌,太陽下山有月光,月亮落下有朝陽。"不要過于焦慮與著急,即使身處黑暗,抬頭也可以看見漫天星辰。
除了生死都是小事。好好生活,別想太多,昨天的太陽,曬不干今天的衣裳;明天的雨,淋不濕今天的自己,該忘的忘,該放的放,讓心歸零,微笑前行。

有人的地方就有江湖,有江湖的地方就有摩擦,抱怨也沒用。你要明白,能干擾你的,往往是自己的太在意,能傷害你的,往往是自己的想不開。你若平和,無人能擾,所以不要過于敏感,內心要不斷地強大,別被別人左右你的情緒。

心態好了,整個環境都會隨心而轉,越來越好;
心態不好,事事皆難。
善良點、平和點、真誠點、努力點,歲月的驚喜就會更多一點。
吃好飯,睡好覺,做自己該做的事情,不慌不忙,一切都會有蕞好的安排」

Thursday, April 10, 2025

Canada's banks are increasingly closing accounts without explanation as they fight financial crime

Your bank can cut you off and never tell you exactly why.


A letter in the mail succinctly announces that all of your financial accounts will be shuttered. Usually, you have up to three months to make alternate arrangements. The official explanation, if there is one, is as ominous as it is vague: "Our decision is a result of the unacceptable risk that we have identified with regard to the operation of your accounts."

Stefanie Marotta's Post










Wednesday, April 2, 2025

7 books

7 books,

Sunday, February 23, 2025

Fw: Morning Brief: Buffett on Berkshire's better-than-expected year


Sent: Saturday, February 22, 2025 at 08:03:27 AM PST
Subject: Morning Brief: Buffett on Berkshire's better-than-expected year

Key stories for the weekend and a special Buffett Brief.  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­  
Yahoo Finance

Saturday, Feb 22

👋 Good morning! Friday made for a rough end of the week, as the S&P 500 and Dow fell 1.7% and the Nasdaq lost even more ground, falling a further 2.2% as consumer sentiment nosedived.


Today, we have a special Saturday Morning Brief from Myles Udland, our Head of News, on Warren Buffett's latest annual letter to Berkshire Hathaway shareholders.

 

📫 Buffett's latest reflections

Berkshire Hathaway (BRK-B, BRK-A) CEO Warren Buffett defended his company's growing cash pile, reflected on mistakes, and again touted what he called the "American miracle" of US economic growth over the last two centuries as the conglomerate reported record operating earnings of $47.4 billion last year.


In his 2024 annual letter to Berkshire shareholders published Saturday, Buffett said these record profits came despite more than half (53%) of the company's operating businesses reporting a decline in earnings last year.


"In 2024, Berkshire did better than I expected though 53% of our 189 operating businesses reported a decline in earnings," Buffett wrote.


"We were aided by a predictable large gain in investment income as Treasury Bill yields improved and we substantially increased our holdings of these highly-liquid short-term securities."


At the end of the year, Berkshire's pile of cash and other cash-like securities, such as Treasury Bills, stood at $334.2 billion, almost double the $167.6 billion seen at the end of 2023. The value of Berkshire's equity portfolio stood at $272 billion at year-end; at the end of 2023, these holdings were valued at $354 billion.


Major sales of Berkshire's stake in Apple (AAPL) during the first, second, and third quarters of 2024 saw the value of its holdings in the tech giant fall by about $100 billion.

Image

At the top of this year's annual letter, Buffett began with reflections on the many mistakes made at Berkshire Hathaway over the years, but kept his comments general on the advice of the late Tom Murphy: "praise by name, criticize by category."


"Sometimes I've made mistakes in assessing the future economics of a business I've purchased for Berkshire – each a case of capital allocation gone wrong. That happens with both judgments about marketable equities — we view these as partial ownership of businesses — and the 100% acquisitions of companies.


"At other times, I've made mistakes when assessing the abilities or fidelity of the managers Berkshire is hiring. The fidelity disappointments can hurt beyond their financial impact, a pain that can approach that of a failed marriage."


"During the 2019-23 period, I have used the words 'mistake' or 'error' 16 times in my letters to you," Buffett added. "Many other huge companies have never used either word over that span."


Buffett added that, given his advanced age it "won't be long" before Greg Abel takes his place as CEO and writes annual letters to Berkshire shareholders.


"Greg shares the Berkshire creed that a 'report' is what a Berkshire CEO annually owes to owners," Buffett wrote. "And he also understands that if you start fooling your shareholders, you will soon believe your own baloney and be fooling yourself as well."


In reference to Berkshire's current investments, Buffett also noted some of the "disappointments" that populate that portfolio.


"We own nothing that is a major drag," Buffett wrote, "but we have a number that I should not have purchased."


Read more here.

 

📰 Key stories for the weekend

📉 Dow, S&P 500, Nasdaq sink as consumers start to sour on US economy.


📉 Reddit stock falls more than 20% since last week's earnings report as 6-month rally eases.


🏆 Gold notches eighth weekly gain as precious metals shipments to US rise.


✈️ Why the model for low-cost airlines may be 'evaporating.'


🤝 Would a Tesla-Nissan mash-up make sense?


😔 Inflation fears surge in February as consumer sentiment plunges over tariff uncertainty.


⏮️ DEI retreat widens as Citigroup and PepsiCo roll back diversity policies.


⚡️Rivian posts $170 million 'gross profit' in Q4, sees losses decreasing as variable costs improve.


🧮 Elon Musk won't drop the idea of auditing the Fed.


🏥 UnitedHealth Group stock plummets on DOJ investigation report.


🛒 Walmart stock gets pummeled — here's what Wall Street is chatting about in the aftermath.

 

🎙️ 3 conversations we're still thinking about

🏦 Federal Reserve Bank of Atlanta president Raphael Bostic on how the inflation 'bumpiness' isn't surprising.


🍪 Lam Research CFO Doug Bettinger on how the AI-powered chip industry can grow amid tariffs and regulations


💰 Tusk Venture Partners founder Bradley Tusk on how venture capital has 'been' dead.

 

Morning Brief is written and edited by Ethan Wolff-Mann.

 

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Saturday, February 15, 2025

Builders Fund - Steadyhand Investment Funds

https://www.steadyhand.com/funds/builders/

Steady hand stmt

Stmt. pdf.

https://www.steadyhand.com/asset/2021/04/06/sample%20statement%202021.pdf

It's Still Not Rocket Science - Steadyhand Investment Funds

https://www.steadyhand.com/thinking/book/

It’s Really Not Rocket Science: Plain-English Advice for Managing Your Investments

PDF.

https://www.steadyhand.com/education/library/book/2013/12/20/it%27s%20still%20not%20rocket%20science.pdf

Psy of Money / 金钱心理学:从首印5000册到狂销300万,用故事重塑你的财富观_手机搜狐网


全书 20 章,抛开第 19 章的总结,第 20 章的个人理财方案以及附录,共有 18 章内容,主要讲了三个方面。

第1、2、12、18章解释了人们为什么不能在财务上成功;第4,5,10,11,13,14章讲如何制定好的理财策略;第3,6,7,8,9,15,16,17章讲如何形成正确的财务观念。

你可以按照这样的顺序去跳着看。


https://www.sohu.com/a/682318213_121119369

Wednesday, January 29, 2025