新贷款政策改变。 我认为对华人影响不大:
1. 买房, 只针对首期款不足20%的客户, 最高分摊期从30年改到25年;
2. REFINANCE, 现有房产,抵押套现最多房价的80%。 基本上也够了。
更多细节请看 》》》》》》》》》》》》》 GLOBE AND MAIL >>>>>>>>>>>>>>>>>>>
This information was just released late today.
Appears from the Globe & Mail we are moving to 25 Year Amortization on high ratio insured mortgages and 80% on re-fi's.
http://www.theglobeandmail.com/news/national/ottawa-tightening-mortgage-rules-no-more-30-year-amortizations/article4358876/?cmpid=rss1
Jason Wang | Mortgage Specialist | Residential Mortgages
RBC Royal Bank | Burnaby Main Branch Transit 00320
4370 Kingsway, Burnaby BC V5H 4G9 | T. 604-809-9264
-------------------------------------------------------------------------------
Jason.Wang@rbc.com >>> cc >>> Blackberry
http://mortgage.rbc.com/jason.wang
https://www.rbcadvicecentre.com/home_ownership
Payment Calculator | Pay Off Your Mortgage Faster
Property Valuation | Mortgage Instructions
New! Social Media Links: * Facebook | Twitter | LinkedIn *
--------------------------------------------------------------------------------
*** Is your mortgage maturity date approaching?
Switch & Supercharge your mortgage as a HomeLine @ RBC!
HomeLine offers multiple mortgage segments and revolving line of credit.
RBC pays for your legal fee, appraisal fee & discharge fee! Call for details. ***
_______________________________________________________________________
This email may be privileged and/or confidential, and the sender does not waive any related rights and obligations. Any distribution, use or copying of this email or the information it contains by other than an intended recipient is unauthorized. If you received this email in error, please advise the sender (by return email or otherwise) immediately. You have consented to receive the attached electronically at the above-noted email address; please retain a copy of this confirmation for future reference.
Ce courriel est confidentiel et protégé. L'expéditeur ne renonce pas aux droits et obligations qui s'y rapportent. Toute diffusion, utilisation ou copie de ce courriel ou des renseignements qu'il contient par une personne autre que le (les) destinataire(s) désigné(s) est interdite. Si vous recevez ce courriel par erreur, veuillez en aviser l'expéditeur immédiatement, par retour de courriel ou par un autre moyen. Vous avez accepté de recevoir le(s) document(s) ci-joint(s) par voie électronique à l'adresse courriel indiquée ci-dessus; veuillez conserver une copie de cette confirmation pour les fins de reference future.